Benefits Update for 2026

LTD Non-Evidence Maximum Update – The Long-Term Disability (LTD) coverage Non-Evidence Maximum (NEM) is changing from $15,000 to $12,500. The NEM is the amount of coverage you can receive automatically—without providing medical information.

• If your elected coverage amount is $12,500 or less, you are automatically approved—no health questions or medical exams required.
• If your elected coverage amount is greater than $12,500, you must complete a medical questionnaire (and possibly additional tests) for the insurer to review before approving the extra coverage.

Important: Team members who already have coverage above $12,500 will be grandfathered at their current amount, with no medical evidence required. For example, if you already have $14,000 of LTD coverage, you will keep it without further medical evidence.

The Wellness Report – In the past, HPE collaborated with a partner to offer a comprehensive wellness assessment. Employees who completed the assessment received a $150 credit in their HCSA. For 2026, the wellness campaign will take place in February, and credits will be available for use in the 2026 plan year upon completion of the survey. More details will be shared in 2026—stay tuned!

Beneficiaries – During annual enrollment, take the time to review your beneficiary designations and update if needed. Beneficiary designations are made directly on the enrollment site and no paper forms are required.

Bonus Redirect – Consider putting your bonus to work in your workplace savings plan (RRSP or TFSA). Check your contribution limits, then from November 17–28, 2025, log in to Visit mysunlife.ca and use MAX Review to direct your bonus. This may reduce taxes and boost your savings. Full details will be shared in a separate communication on November 17, 2025.

HPE Group RRSP – Take the time to review your contributions to the company sponsored HPE Group RRSP. Contributions are made through payroll deduction and grow tax-free until they are withdrawn. Don’t miss out on the dollar-for-dollar company match on the first 5% of eligible earnings you contribute to the program.

You can also choose to allocate your excess flex dollars to the Group RRSP during your annual benefits selection. Visit Sun Life any time to change your HPE Group RRSP contribution rate or update your RRSP contribution room.

HPE Benefits Enrollment Tool provides an intuitive digital experience when selecting your benefits for annual enrollment. Access the HPE Benefits Enrollment Tool from HPE Benefits Connect.