Annual Enrollment Checklist

Each year, during the annual enrollment period, you select your coverage for the upcoming year. Changes take effect from January 1 to December 31 of the upcoming year.

To prepare for enrollment:

Review the HPE 2025 Annual Enrollment Newsletter and the HPE Benefits at-a-Glance.
Log on to HPE Benefits Connect and follow the instructions on the site to enroll.

Your HPE Retirement & Savings program contributions, limits and bonus redirect are now managed directly on the Sun Life site and can be updated any time.

Steps to Enroll:

Select the HPE Benefits Enrollment Tool.
Confirm / Change Benefits Coverage: follow the online instructions to confirm or make changes to your coverage. Remember that the plan has a
staircase rule
- Our plan has a “staircase” rule, which means you can only go up or down one option level with each year’s enrollment. This is something to keep in mind if you anticipate a significant change in your medical or dental needs.
- The need for orthodontia can be determined years ahead of the date that the braces are applied. Talk to your dentist to estimate when that might be and move into option 4 when you need it – not before.
, so plan accordingly for upcoming medical and dental needs.
Personal Information: review and update your personal information if needed.
Dependent Information: review and update your dependent information. Ensure that you are only including
eligible dependents
- You may be asked to provide supporting documentation to confirm that your dependents meet the eligibility criteria under the plan, so be sure you have the appropriate paperwork available.
on your plan.
Coverage for Dependents: Review and update coverage for family members if needed. If applicable, ensure that your information to co-ordinate benefits is up to date.
Allocate Excess Flex Dollars: Allocate any excess flex dollars to your Health Care Spending Account (HCSA) or your HPE Group RRSP to maximize your tax savings. You can also receive your excess flex dollars as taxable cash.
Beneficiary Designations: Review and update your
beneficiary designations
- Once you make your beneficiaries designations, they become effective immediately as no paper forms are required to be submitted. Signing into the system with your unique credentials is your new electronic signature.
as needed.
Review Your Choices: Only you know what’s right for you and your family. Make sure your benefits choices will give you what you need for the next year.
Complete Enrollment: Select Complete Enrollment to lock in your choices.
Confirmation Statement: Print or email a copy of your Confirmation Statement for your records.

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What if I don’t designate a beneficiary? Your Life insurance benefits will not have a designated beneficiary therefore, any benefit will be directed to your estate and will be taxed.